Buyer beware: Choose local When it comes to selecting Medicare benefits.

Samantha Anderson here. When you are looking to choose a Medicare plan or review your current selections, make sure you work with your local agent. A local agent can help compare plans and ensure the doctors you see are in the plan. Also, they can ensure your prescriptions are covered making sure you are covered. As a local agent focused against the Minnesota market place, I understand the benefit options that are exclusively available in the area. It's the agents job to take the guesswork out of selecting a plan that is best for you.

So when you start to see the TV commercials with the celebrities and hear on the radio to call the 1-800 number, please understand they are not local and might not get you the best coverage based on where you live. Always work with your local agent.

As a local Minnesota based agent, I understand that Medicare is not one-size-fits-all. I work with you to understand your circumstances and needs To find the best plan for you.

Original Medicare review. (Federal Government provided)

• Part A covers facilities like hospitals and skilled nursing

• Part B covers doctors visits and outpatient care like doctor visits and lab tests.

Medicare plans provided by private health insurers review ( must follow rules set by Medicare)

• Part C (Medicare Advantage Plans) replaces original Medicare and can comes with extra benefits like dental, vision and hearing depending on the plan you choose.

• Part D assists with the costs of prescriptions.

• Medicare Supplement (Medigap) helps cover some of the out-of-pocket costs for hospital and medical care. This excludes prescription drugs.

Give me a call or email me with your needs. I can be reached via our website at https://www.healthandlifeshieldofmn.net/